Smart Assets

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Smart Assets

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Digital Assets and Smart Property

Smart assets are assets whose ownership are recorded on a blockchain. As a record of ownership and trading history the blockchain is excellent at providing an audit trail so that facts about the asset can be verified before purchase (or, in some cases loan.)

 

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A Smart Asset on the DeOS blockchain can be linked to any smart contract which may execute based on the information published there.

A good example where this is in use today is global supply chains and trade finance. The finance amounts are assets on one side, the iot verified status and location of the goods are assets on the other. A smart contract monitors the status and position of the goods as they are assembled and travel to the harbour for export. Delays, shortfalls, and defects mean a realtime adjustment to the amount and kind of trade finance offered - thus minimizing risk. 

 

Another example is car whose ownership is represented by a smart asset on DeOS. The physical car is connected to the internet and is embedded with various iot devices. Car location, damage levels, etc can all be monitored and a smart contract may execute to dispatch emergency or rescue services. The blockchain in this case has the potential to save lives daily. 

 

 

 

Smart Assets in DeOS

Recording Property

Solution Workflow

Create DeOS Account; Login to DeOS; Select Smart Asset - Create; Enter Asset Detailsl; Upload ownership docs and pay verification cost; DeOS docs are verified and stored; New Asset owned by account registered on the Public Record. Message sent to Account Inbox (or email if they prefer.)

Record Your Ownership :: House Ownership

It was not as easy as getting a mortgage, grabbing the keys and, bish bash bosh, you were in. Buying a home is almost guaranteed to cost more than you think. Here's what to factor in:

  • Mortgage arrangement fee

    Expect to pay your lender an arrangement fee. They vary but £1,000 is typical. In some cases this is non-refundable, even if the purchase falls through.

  • Valuation fee

    This is the fee lenders charge for a valuation to check the property exists and that it also offers sufficient security for the loan. The cost varies according to lender and purchase price, but budget for £300.

  • Legal fees

    Many lenders will contribute to legal fees, although in that case you would have to use a solicitor approved by them. If you pay for your own conveyancing, you're looking at about £500-£800, depending on purchase price.

  • Stamp duty

    Buy a property for more than £125,000 and you'll have to pay stamp duty land tax on its purchase price. 

  • Surveys

    These are another costly aspect to any purchase, with a typical survey costing £400 to £700. Many people pay for surveys on purchases that fall through, so budget for two or three.

  • Removal costs

    Unless you can pile your belongings into the back of a car, factor in a removal van. These start at £100 for small local moves, but can easily run to £1,000 for shifting a family's worldly goods long distances.

  • Home repairs

    From flaky paintwork to leaky sinks, put aside some cash for unexpected property maintenance. As MoneySaver Delphinum says: “If it's an old house, expect Frank Spencer to have done every piece of DIY work. Expect to undo everything and do 10 other things you didn't expect to do before you start a job."

  • Furniture and extras

    Currently renting a furnished place? Remember you'll need to buy everything from beds and sofas to lawnmowers and carpets.

     Then there are the boring but essential extras: light bulbs, lamp shades, toilet brush, washing up bowl, door mats, hooks and extension leads. 

That's why it's vital to publically record your ownership on DeOS. That way you are automatically linked to all of your rights in your country, and in larger blocks you have agreements with - such as the EU. DeOS means anyone in the world can confirm that your house is owned, and not for sale, or empty. This can prevent squatting, and can aid recovery of your property when otherwise impossible. 

Record Your Ownership :: Car and Auto Ownership (prevent repos, prevent someone else stealing your car, locate and recover it, automatic service history, tune ups, best pricing for local region, etc)